Fee-only • Fiduciary • Proactive

Building wealth and keeping it requires commitment beyond passive investing because risks are always present. If you think your family could benefit from working with a team focused on your bottom-line with loyalty solely to you, let’s talk and we’ll tell you more.

Our Process

Carefully mapping out a financial plan sets your financial course but arriving at your destination requires specialized expertise. Rely on ProActive Advisors' to guide you in finding opportunities and surmounting challenges. Use our time-tested process to adjust course when you get off-track. Improve financial results with attention to details like cost, security selection, investment strategy and risk management.


After understanding your situation and need for Growth, Income, Liquidity, Tax Advantages and Safety, we identify the obstacles and the opportunities.


A recommended plan of action is then devised to improve your Reward-for-Risk potential. Your Wealth Management strategy is implemented with the commitment to deliver value to your bottom line.


Performance is monitored and corrective action is taken as financial trajectories need adjustment.

Our Wealth Management process is designed to integrate your personal, business, wealth, legal, and tax matters to improve their financial efficiency.

  • Are you simply filing your taxes or working to lower the taxes you owe?
  • Would reducing income and capital gains improve your bottom line?
  • Need greater financial certainty without locking up access to your money in annuities?

Are you feeling uncertain or overwhelmed? Start a conversation with us to explore how we can help.

Complimentary Let’s Talk meetings with a fiduciary advisor explore your questions about our services.

Click Here - Let's Talk!

Who's Watching Your Money?

The answer may very well be no one!

Pie charts showing portfolio growth and income percentages

Traditionally, investment firms match client profiles to one of the above fixed allocations and regularly rebalance accounts back to it seeking to hold market risk exposure constant. Today, computers do that automatically. This pseudo account management practice can lower long-term performance because it ignores valuations, price paid and business cycle changes.

At ProActive Advisors, we see the financial markets as dynamic and driven by political and economic events such as changes in interest rates, tax and trade policies, etc. Our focus on compounding and our use of a proactive asset allocation strategy aims for consistent long-term returns instead of below-average returns with the market risk associated with a fixed allocation strategy.

(Hint: after investment costs are deducted, index fund returns are below the market averages!)

Personalized Financial Advice

Designed to Enhance Your Quality of Life.

Cost vs. Benefits

There are quantifiable benefits to a formal financial plan & engaging a trusted advisor. These benefits have been studied by Michael Kitces (2015) and Morningstar Associates (2019) and Vanguard (2022).

The formal financial plan benefits fall into one of the following categories.

  • Financial Gain
  • Tax Savings
  • Risk Reduction
  • Guidance and Support
  • Peace of Mind

The first three are ‘hard money’ benefits that are more easily quantified. The last two are ‘well-being’ or intangible benefits that lessen stress and improve quality of life. Do you have the education, time, expertise, and inclination to stay abreast of IRS rules, legislative changes, and the economic factors driving the financial markets to maximize what you keep? This is where having a financial partner acting as your personal CFO can benefit you. Outcomes will vary by financial advice, implementation, your circumstances, and are not guaranteed.

Define Goals • Make a Plan • Keep Score