Who are Proactive Advisors?

Proactive Advisors is a registered investment advisory firm that acts with a fiduciary standard of care. This means we act objectively, disclose potential conflicts of interests and have loyalty to you. We do we receive fees or compensation from custodians or investment sponsors. We are a truly independent advisor not associated with any broker dealer or bank.

At Proactive Advisors, we take our duties to care for your financial future seriously. As financial advisors we help you invest your assets so that they’ll grow at a safely, yet at the market’s pace.  Our team has the knowledge and experience to walk you through your options, making a plan for you and your family that sets you up for success providing peace of mind. We give you personalized care and individual advice that is tailored to your specific needs and goals. In chaotic times like these, having a financial advisor in your corner is more important than ever. And choosing us as your financial partner is one of the wisest financial decisions you can make! Reach out right now, and let’s discuss what makes us different and a valuable financial guide.

When you give us a call, you will be connected directly to one of our friendly staff and you can expect immediate attention to your financial advisor needs.

What financial advisor services do you specialize in?

We specialize in:

• Money Management
• Retirement planning
• Financial planning
• College Funding Services
• Estate Planning

We also offer a la carte Financial Advisor services which includes:

• Asset Management
• Asset Protection
• Budgeting and Income Planning
• Making College Affordable
• Business Consulting Services
• Pre & Post Retirement Planning
• Tax Planning
• Investment / Second Opinions
• Insurance Reviews
• 401K Guidance
• Social Security & Medicare Guidance

Our focus areas are investment management, financial planning, retirement planning, investment advisor, financial advisor, estate planning, small business consulting and investment services. Contact us now for all of your financial advisor needs.

What is a financial advisor?

A financial advisor is your personal financial planning partner. As an example, if you would like to retire in 20 years or send your child to a private university in 10 years, we can help you plan to reach these goals. To accomplish them, you’ll need a experienced professional with the proper knowledge and tools to assist make these plans a reality. This is where a financial advisor comes in. Together, you and your advisor will cover many topics, including the quantity of cash you need to save, the kinds of accounts you should have, the sorts of insurance you that will best serve your purposes (term life, disability, including long-term care, etc.), and tax planning.

The first step within the financial advisory process is knowing your financial health. You can’t properly plan for the long term without knowing where you stand today. Typically, we’ll interview you to understand your personal situation and financial circumstances. we’ll ask questions and your answers will help the advisor sort out the relevant factors to designing a financial  and investment plan. Proactive Advisors is the most trusted and sought-after financial advisor firm in Lexington. At ProActive Advisors your financial advisor is additionally a teacher apart from the advisor’s task is to assist you understanding what’s involved in meeting your future goals. The education process may include detailed help with financial topics but we’ll keep the financial jargon simple so you can understand why we recommend what we do. At the start of our relationship,  topics we may cover include budgeting and saving as well as strategies for tax efficiency. As you advance in your knowledge, your advisor will assist you in understanding the complexities of investments, insurance, and tax matters. Contact us today for all of your financial planning needs.

What is your mission as a financial advisor?

Our name defines our mission to be pro-active in managing the money you entrust to us. It serves as our constant reminder to identify opportunities and watch out for risks. Each day is exciting because we regularly discover smart people working on innovative ideas for new products & services aimed at making life better. We run independently and think critically allowing us to build superior portfolios. It’s a labor of love working to accomplish this mission and it provides a sense of fulfillment and purpose: we are challenged to secure the rewards of investing while helping you achieve your financial goals. Contact us today for all of your financial advisor needs.

What is your financial advisor niche?

Proactive Advisors manages money primarily for individuals, families, small business owners, and private trusts. Most clients grant us discretion to make their buy & sell decisions understanding we don’t receive trade commissions or hidden fees. They also receive statements independently and directly from their third-party custodian so they have assurance their Account value is what they own.

Who founded Proactive Advisors?

Proactive Advisors, LLC was founded by Lawrence York who transitioned his brokerage practice into a fee-only Advisory firm. In the two years prior to starting ProActive Advisors, Mr. York engaged a software development company to code his investment process into a computer program to improve portfolio management. That was 2006-2007, and the next year when it was launched, the worst market correction since 1929 ravaged the stock market. It was fortuitous the 360Portfolios program had been rigorously back-tested over market cycles including periods with perilous market corrections. In doing so, Mr. York included decisions-rules in the 360Portfolios methodology to effectively navigate downside risk during market corrections.

What does being a “Fee-Only” financial advisor mean?

Proactive Advisors is not a bank or broker-dealer and is not affiliated with one. We act as Principals advocating for you in the markets, not as Agents seeking to sell you investments. We charge a fair, fully disclosed fee which includes basic financial planning. If you’d like to explore the difference we can make, Let’s Talk.

Where are you located?

We are located in Lexington, KY. Our address is:

ProActive Advisors, LLC
836 Euclid Ave, Suite 306
Lexington, KY 40502

How can we contact you?

Please feel free to reach out to us at any time. You can reach us by phone at (859) 263-1117 or by email at info@windstream.net. Proactive Advisors is the most trusted and sought-after financial advisor firm in Lexington. Contact us now to choose the best possible route for your financial future!