Our Process
Generic financial plans with auto-pilot management don't address the complexity of Wealth Management. ProActive Advisors builds customized wealth plans with strategies that align your investments, taxes, and financial goals so they work smarter while you live with greater peace of mind.
After assessing your need for Growth, Income, Liquidity, Safety and Tax Advantages, we identify the challenges and opportunities.
A personalized wealth plan is devised to improve your Reward-for-Risk potential. Implementation begins with tax smart strategies.
Real, after-tax performance is monitored and corrective action taken when financial trajectories require adjustment.
- Are you working to lower the taxes you owe or simply filing your taxes on time?
- Would your focus on inflation-adjusted returns give you more spending power?
- Could smart financial guidance with smart tax strategies benefit your bottom line?
With the Federal Reserve likely to run a financial repression policy to manage the US debt burden going forward, it's never been more important to invest wisely. Start a conversation to learn how ProActive Advisors may improve how you save & invest. Exploratory meetings to find out more are always complementary.
Who's Watching Your Money?
The answer may very well be no one!
Conventional investment firms typically match client profiles to one of the above fixed asset allocations and regularly rebalance back to it seeking to keep risk-exposure constant. This practice ignores interest rates, valuations, taxes, business cycles and the reality that markets are dynamic not fixed.
The fact is that markets are driven by economic and political events. Merely rebalancing a diversified portfolio provides inadequate risk management and can lead to subpar performance. Contact us to find out more about how a turnkey wealth management program can benefit your bottom line.
(Hint: Returns minus investment costs yield index fund returns below the market average!)
Personalized Financial Guidance
Designed to Enhance Your Quality of Life.
Cost vs. Benefits
There are quantifiable benefits to a formal financial plan & engaging a trusted advisor. These benefits have been studied by Michael Kitces (2015) and Morningstar Associates (2019) and Vanguard (2022).
The formal financial plan benefits fall into one of the following categories.
- Financial Gain
- Tax Savings
- Risk Reduction
- Guidance and Support
- Peace of Mind
The first three are ‘hard money’ benefits that are more easily quantified. The last two are ‘well-being’ or intangible benefits that lessen stress and improve quality of life. Ask yourself: Do you have the education, time, expertise, and inclination to stay abreast of IRS rules, legislative changes, and the economic factors driving the financial markets to maximize what you keep? This is the benefit of engaging a financial partner to act as your personal CFO. Of course, results will vary by client circumstance, risk capacity and investment management success, which cannot be guaranteed.
Define Goals • Make a Plan • Keep Score
ProActive Advisors, LLC
836 Euclid Ave, Suite 306
Lexington, KY 40502
859-263-1117
© 2025 ProActive Advisors, LLC